Clarity
We explain how each option works, what it covers, and what it costs, so nothing comes as a surprise.
About us
Medicare guidance with a personal touch
Clear Benefits Agency is a Medicare and insurance agency founded by Tom Doyon and based in Crestwood, Kentucky.
Meet Tom Doyon, “Your Medicare Man”
Medicare decisions can feel overwhelming: different parts, different plan types, enrollment windows, and a mailbox full of advertisements. Tom started Clear Benefits Agency to cut through that noise and give people one trusted person to call.
Before starting Clear Benefits Agency, Tom spent 23 years with Humana as a captive agent. Today, as an independent broker, he can also offer plans from other insurance carriers, so he can compare options side by side and help you find the right fit.
When you work with Tom, you get a real conversation. He takes time to understand your doctors, your prescriptions, and what matters most to you, then explains the plans we offer in your area in plain language so you can make your own informed choice.
And the relationship doesn’t end at enrollment. Tom is here when you have questions during the year and when it’s time to review your coverage again.
Our approach
Respect
Your decision is yours. We give you the information and let you choose at your own pace, with no pressure.
Service
We’re a phone call away when questions come up, whether it’s your first year on Medicare or your fifteenth.